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Finding the Right Black Cab Insurance Policy | Main eInsurance

Finding the Right Black Cab Insurance Policy

by Denise on November 18, 2012


Black Cabs are known around the world and in London; the Black Cab is the best provider of excellent service.  If you are looking for Black Cab insurance, you have many options.  Some company provide insurance for any type of taxi that might be used and other companies provide specialty insurance for vehicles such as those used by Black Cabs.  Many factors can influence how much a policy can cost for Black Cabs.  The age of the driver, years of experience, modifications done to the cab, location of the expected service, and the number of vehicles operated are just a few factors that may affect how much the coverage will cost.

How much coverage do you need?  The amount of coverage is another area that can have a strong impact on what your premiums may cost. Certain minimums must be maintained according to the law and the Public Carriage Office guidelines.  How much public liability do you need?  You can choose from £2m, £5m, £10m or higher is you wish.  Should the policy include third party property damage?  How much windscreen coverage do you need?  Will the policy cover legal expenses and loss of money?  Some companies provide some of these features at no additional charge while others may charge for each feature for your policy.

If you look online, you can find a number of specialty companies that deal with Black Cab insurance policies and they may be able to put together a cheaper insurance policy for you.  However, an insurance broker can sometimes get you a great deal through his or hers connections with various insurance companies.  A quick quote can help you to determine how much you will pay.  Most websites will provide you with an answer quick once you have filled out the online form.  If you do search for yourself, be sure to educate yourself to the fine print that many companies have.  The Black Cab is a well-known icon of London and you should ensure you have the best possible policy that you can afford.  Finding the right Black Cab insurance policy does not have to be difficult.

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