As small business continues to grow in today’s market, so do the dangers of small business. In some small businesses, home delivery is becoming ever increasingly popular. Some small businesses utilize what are called small vans. In the United Kingdom it has been reported that small van sales have risen consecutively over the last 5 years. With more and registrations this means more and more small vans on the road.
Regardless of how experienced you and your driver may be you are going to want insurance. Small Van Insurance is highly recommended. In order to qualify for it your driver must have an exceptional driving record as well as no criminal record. Lastly, they must be of driving age. If these qualifications are met then you can gain this insurance coverage.
Small Van Insurance quotes are great for liability coverage which means in the event of an unforeseen accident which is no fault of any driver; you are covered for vehicle repairs and legal fees. In today’s ever growing court cases, some people are what is called ‘sue happy’. An out of pocket settlement could bankrupt you; this insurance protects you on a personal private level.
Also this insurance comes with protection against loss of business resulting from an accident. That’s right, if your van is off the road for a long time and you are losing income from this you can qualify for income assistance to get you by with your business till your vehicle is moving again.
This also includes a sweet roadside assistance program that will never leave you on the side of the road without a lift. Your cargo is also covered for lost, damaged or stolen merchandise. This protects you and your clients in the event of missing cargo.
Insurance may be something that you scoff at when starting your small business, one more payment you feel you don’t need, but no such business should be left unprotected without some form of small.